General Liability
Do you own a business? Work with us to be sure that every aspects of your company has appropriate and adequate coverage.
We work with business owners to determine exactly what types of coverage they need and how much coverage they realistically need.
From Business Auto Insurance, general liability policies, Bonds policies to workers compensation, the agents at Apex Insurance Agency will secure the necessary coverage for your Florida business.
Want to learn more about possible business insurance? Complete one of the quote forms below or simply give us a call at 561-272-9683.
Even the most careful startups and small businesses run the risk of injuring or damaging someone or something during the course of ordinary operations. General Liability Insurance protects your business assets in the event of a costly lawsuit so that you don’t have to drain your bank account or sell your equipment to fund legal fees and court settlements.
General Liability Insurance even protects businesses if the lawsuit in question is without merit, which is good news for small-business owners. Even without a judgment or settlement, the cost of mounting a legal defense can quickly climb into the tens of thousands of dollars. If you don’t have general liability coverage and you don’t keep that kind of cash on reserve, the cost of defending yourself could put you out of business.
The experienced agents at Apex Insurance Agency understand how serious a lawsuit is for a small business. Contact us today, 561-272-9683 and one of our licensed agents will evaluate the risks associated with your business and help you to outfit your business with the general liability coverage that fits your business and suits your industry.
GENERAL LIABILITY INSURANCE EXPLAINED
General liability coverage kicks in when your business is faced with a lawsuit alleging bodily injury or property damage.
For example, someone might claim that your business…
- Created an unsafe environment where someone was injured.
- Damaged personal property.
- Is responsible for an injury caused by you or one of your employees.
It’s important to note that General Liability Insurance protects your business against claims brought against the company as a whole, as well as claims brought against individuals on the company’s behalf. When a lawsuit commences, your General Liability Insurance covers the costs of investigating or defending those claims, which might include paying attorney fees, witness fees, court expenses, and more.
Up to stated limits, general liability policies may also cover bond premiums, settlements, and judgments arising from covered lawsuits, including the medical costs for someone suing about an injury.
If it includes business interruption coverage, your policy may also pay for the income you lose while defending yourself in court, along with certain other expenses you may incur to return your business to normal operations.
